Make payments to people, not banks®

Our Story

High interest rates and revolving debt are a huge turn-off. That’s why WinWinX decided to turn things over to YOU. We transform strangers into trusted Sellers and Buyers. Without banks, without credit checks, and without crushing debt.

WinWinX. The promise of Buy Now Pay Later for regular people is finally here. And that’s a huge WinWin for Buyers and Sellers.

Meet the People Behind WinWinX:

Mark Dziuk

Mark Dziuk is the founder, Chief Executive Officer, and Board Member of WinWinX. Founded in 2015, WinWinX was born out of Mark's frustration with traditional, rigid financial systems. Tired of the old "win/lose" scenario; he envisioned a revolutionary new platform that empowers individuals and businesses to create custom payment arrangements-completely independent of traditional banks.

A seasoned entrepreneur, Mark was the visionary behind several successful companies prior to WinWinX, including Freedom of Speech, a company specializing in advanced assisted living technologies that was successfully acquired in 2002.Originally from Minnesota, Mark spent his youth in Hollywood working for a notable, A-list comedian before returning home to study philosophy at the University of Minnesota. His diverse background heavily influences his innovative, human-centric approach to business and finance.

Fanny Stewart

Fanny joined WinWinX part-time in 2016 and stepped into a full-time leadership role in May 2024. Renowned for her expertise in cost control, contract negotiations, and business management, Fanny drives WinWinX’s operational success with precision and a keen eye for detail, transforming innovative concepts into streamlined, user-focused solutions. Fanny’s strategic oversight has been pivotal in scaling the company’s mission to deliver seamless, trust-driven transactions.

Before her role at WinWinX, Fanny spent seven years as a Business Manager at one of Founder and CEO Mark Dziuk’s ventures, where she mastered accounting and operations, laying a strong foundation for her leadership.

Born and raised in France, Fanny brings a global perspective to WinWinX, having relocated to the United States in 2016. She now calls California home, where she lives with her husband and young son.

Landon Laman

Landon Laman joined WinWinX in 2025 as the Director of Marketing, serving as the ultimate creative engine for the company's content and design. He brings a powerhouse combination of 14 years in videography and content creation alongside 9 years of tech-industry experience. If you’ve seen a WinWinX video and loved it, you have Landon to thank. If you didn’t like it, it was most certainly a glitch.

Landon holds a B.A. in Communication from the University of Minnesota, Duluth, and an M.S. in Journalism & Mediated Communication from Colorado State University, Fort Collins. After a few chapters of adventuring through Colorado and California, he is now back home in Minneapolis, Minnesota.

When he’s not behind a camera or a screen, he can usually be found bouldering, near a lake, or busy making his next creative project.